He Ministry of Hacienda who directs María Jesús Montero It has been proposed in this 2025 to carry greater control over the movements of all citizens. The last government of the government has to do with the temporary blockade of the accounts and cards of the citizens who are on the blacklist of Hacienda. Consult in this article which people are in danger of suffering the consequences of this decision of the Tax Agency.
Hacienda It has passed to the attack since January 1 and, with the arrival of the new year, has intensified control over all citizens. María Jesús Montero continues to pursue the submerged economy and therefore in 2025 banks must communicate to the Tax Agency The money movements of more than 3,000 euros and from that amount the administration can carry out a requirement. In this year the focus will also be put on workers autonomous, that will be submitted to a monthly exam about all charges and income received.
This strategy by Hacienda It was already known and has now leaked from the government that will go in the coming months against the profiles they consider at high risk or that in their day they have received a touch from the Tax Agency. From the administration they can proceed to the temporary suspension of the bank account and cards of these people who would be within the blacklist call of the Treasury.
María Jesús Montero, in the Senate. (Photo: Europa Press)
Finance blocks accounts and cards
Hacienda It can precautionarly suspend bank accounts and credit cards to the great delinquent or repeat taxpayers who have ignored a requirement by the Tax Agency. This is what administration is called as risk profiles.
This blacklist is made up of taxpayers with debts superior to 600.000 euros with the Tax Agency and that are still pending. Given this situation, hosting article 162 of the General Tax LawFinance can proceed to the temporary blockade of the financial tools with which these citizens have.
This will cause bank movements such as transfers, income or payments; The blockade of cards of credit or debit that will be useless and the restricted access to the rest of the client contracted financial products. The norm allows this type of actions by the administration, since it is considered that there is a risk for collection.
In addition to the great delinquent, which are published in a list of Hacienda That people who are repeat offenders in breach of their tax obligations will also be considered risk profiles. Although the debt is lower, if certain requirements accumulate, these taxpayers will also be included in the blacklist.
So to prevent Hacienda may proceed to the temporary blockage of bank accounts or credit cards, it is best to catch up with the Tax Agency. In case of not being able to face a payment, from the administration they will consider as an act of good faith the attempt to renegotiate the debt or make a fractional payment. This will prevent them from proceeding to block all financial tools.
Taxpayers who are listed as risk for ignoring notifications of the Tax Agency They must communicate as soon as possible with the authorities to try to resolve mistakes that may arise in a income statement, for example. All with the aim of avoiding a future mess with the Treasury.
These new guidelines of the Ministry of Finance of María Jesús Montero They are a “fiscal control tool that allows you to protect the interests of the State.” All this with the aim of avoiding fiscal fraud and money laundering … and carrying out greater collection.
